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the insured eventCASCO
Obligatory insurance of liability for subjects carrying the dangerous cargoes in case of negative consequences occurred while the dangerous cargoes conveyance (hereinafter referred to as insurance of liability for subjects carrying the dangerous cargoes) is implemented in order to provide indemnification for the damage to life and health of individuals, environment, property of individuals and legal entities while transportation of dangerous cargoes.
This type of insurance is compulsory and is carried out based on Regulation of CMU (Cabinet of Ministers of Ukraine) of 01 June 2002, №733 "On adopting the Order and rules of performing compulsory insurance of liability of dangerous cargoes transportation subjects against negative consequences during the transportation of dangerous cargoes".
You should remember that it is liability that is insured for subjects carrying the dangerous cargoes and not cargo, sc. every subject of carriage insures his own liability at some transportation stage if he bears such liability in accordance with current legislation of Ukraine.
Subjects of insurance are the Insured (shippers, carriers, consignees of cargo, sc. specified in documents) legal entities (resident/non-resident) or individuals (citizen of Ukraine, foreigner, stateless person); Insurers (Insurance Company) and third parties who can be damnified while the dangerous cargoes conveyance.
Insured risk which should be covered by the Insurer is damage to life and health of individuals, environment, property of individuals and legal entities while transportation of dangerous cargoes.
Insurance event is any case envisaged while the
carriage of dangerous cargoes which is followed by damage to life and health of individuals, environment, property of individuals and legal entities and arises civil liability of the Insurer to indemnify this loss.